Automatic Funds Transfer

A sign at a car dealership read, “The fastest way to get back on your feet, is to miss a payment.”

If that’s not the way you want to get back on your feet, you need to look into getting all your bills set up on automatic funds transfer. Most all major credit card companies, utilities, and financial institutions offer this service free. It saves you the time of filling out a check each month and mailing it in, a process that can consume hours of your time each year.

If you have a monthly bill that can’t be paid through AFT, such as a rent check, give your landlord a years worth of post dated checks at a time. They may even give you a discount for doing it.

Making sure our bills are paid on time is good time management. But its also Scriptural. The Apostle Paul told the Romans, “Owe no man any thing.” Paul gave good advice for keeping a clear testimony and redeeming the time.

Rick Grubbs is best known as the host of “Redeeming the Time,” a one-minute radio program featured on hundreds of radio outlets around the world. He has spoken thousands of times on Biblical time management in all 50 states and 26 other countries. He is the author of the book “Morning Momentum: God’s plan for launching an unstoppable day”. He and his wife Carrie live in Salisbury NC with several of their 12 children.

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